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  • How long is my homebuyer education certificate valid?
    Your homebuyer education certificate is good for one year,
  • Are your services free?
    Our service plans can be found by clicking here. We do offer a number of incentives our clients.
  • What documents will I need for counseling?
    If there is a co-applicant, their information will be needed as well. 2 years most recent federal income tax returns. 2 years most recent w2s & 1099s from all employers Bank statements (for all bank accounts) from the last three (3) months Photo identification Social security cards for all members of the household If applicable: Social security award letter Bankruptcy paperwork (including discharge) Child support proof of receipt Section 8/ benefit award letters
  • How do I qualify for downpayment assistance programs
    Down payment assistance programs can provide loans and grants that can cover part or all of down payment and closing costs. While each program may be unique, some of the common qualifications include first-time home buyer, low- to moderate-income, buying a primary residence, and working with an approved mortgage lender.
  • I cannot attend the class. Can I get a refund?
    We do nor offer refunds once a plan is selected. We will work with you to to rescheule your class
  • What is a first-time homebuyer?
    A first-time homebuyer is someone who has never purchased a home before or not owned a home in the last three years.
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